When Joe and Terry are robbing the second to last bank, (the one where the police officer comes in and Terry has to be the teller) after Joe and Kate steal the police car and come back for Terry, Joe runs in the bank yelling "Billy, Billy". If I remember correctly, Billy Bob Thorton is playing Terry.
I have the DVD and went back and watched it over and over and I don't see what you are talking about. If you are talking about the point where the woman bank president is telling Terry that it would be a good time to make his getaway, and then Joe and Kate come running into the room, it sounds like Joe says "get away from him, get away!" I didn't hear him calling out any names.